Product Owner - Credit & Lending

• Experts in banking and payments, capital markets, wealth and asset management
• Focused on maintaining our nimble, agile, and entrepreneurial culture
• Committed to growing our business and hiring the best talent to help us get there

• Lead the change roadmap for credit and lending data initiatives within an Agile POD, managing backlog prioritization and delivery timelines.
• Translate business needs into data asset prototypes and analytical solutions, working closely with stakeholders to define requirements and success metrics.
• Design and support the development of robust data pipelines and transformation logic for operational and analytical use cases.
• Apply advanced analytics to improve data quality, completeness, and consistency, particularly in remediation efforts.
• Ensure alignment with data governance, risk management, and architectural standards.
• Champion the consistent use of credit data definitions and ensure proper documentation and application across systems.
• Provide subject matter expertise on big data technologies and analytics platforms.
• Collaborate with business lines, risk, finance, and technology teams to ensure data availability and usability.
• Support root cause analysis and resolution of data-related issues.
• Oversee the transition of data assets into production and ensure successful adoption and integration.

• Navigating evolving regulatory and ESG requirements
• Managing complex data environments across multiple geographies
• Driving measurable improvements in data quality and usability
• Translating technical data concepts into business value

• 5+ years of experience in Credit & Lending, ideally in a data, analytics, or technology-focused role
• Strong understanding of credit lifecycle processes and regulatory frameworks
• Hands-on experience with Python, PySpark, and data visualization tools (e.g., Tableau, Qlik)
• Proven track record in delivering data products and managing cross-functional stakeholders
• Familiarity with credit models (regulatory, pricing, decisioning) and their application in lending

• Agile product ownership and backlog management (JIRA, Confluence)
• Strong communication and stakeholder engagement skills
• Data analysis, modeling, and transformation expertise
• Ability to work across virtual teams and global environments

• Master's degree or equivalent experience in a relevant field
• Certifications in data, analytics, or risk management
• Demonstrated commitment to continuous learning and development

• Employment contract and/or Business to Business as you prefer
• Possibility to work remotely
• Speaking English on daily basis, mainly in contact with foreign stakeholders and peers
• Multiple employee benefits packages (MyBenefit Cafeteria, private medical care, life-insurance)
• Access to 3.000+ Business Courses Platform (Udemy)
• Access to required IT equipment
• Ongoing learning opportunities to help you acquire new skills or deepen existing expertise
• Being part of the core squad focused on the growth of the Polish business unit
• A flat, non-hierarchical structure that will enable you to work with senior partners and directly with clients
• A work culture focused on innovation and creating lasting value for our clients and employees

• Screening call with the Recruiter
• Competencies interview with Capco Hiring Manager
• Client's interview
• Feedback/Offer

Capco